We love or hate them - Home Owner Associations ! Many neighborhoods are governed by a Homeowners Association (HOA). It is important to know how an HOA works and what it means for the homeowner. An HOA helps ensure that the community looks its best and functions smoothly. An HOA is governed by a boar

Is an HOA worth it? What does it cover? Do I have to pay? These are commonly asked questions when searching for a home. Depending on the cost and your lifestyle, each situation is different. Deciding factors could be: How bad do you want the house? Does it have other qualifying attributes that you l